International travel can be an exciting adventure, but it can also bring
many unpredictable situations if you should need medical care while you're
abroad. We provide U.S. citizens and non-U.S. citizens with International
insurance resources to ease the stress of an unfamiliar culture or medical
system. Whether you need individual coverage for a vacation, or group coverage
for employees in locations around the world, our site has a product to meet
your needs. By utilizing our
SelectaPlan®, we can quickly direct you to the plan(s) that
will best meet your needs, those of your family, or organization. Below
are product descriptions of the International plans we offer. You have the
option of purchasing online or downloading an application and submitting
the completed application via fax or mail.
Patriot Travel Medical Insurance®
Individual & family (5 days up to 2 years coverage)
There are two Patriot Travel Medical Insurance products available to meet
your needs, providing up to US$2,000,000 of medical coverage. Coverage can
be obtained from a minimum of 5 days up to a maximum of 2 years. Patriot
products address the travel medical insurance needs of U.S. citizens and
foreign nationals who need temporary medical insurance while traveling for
business or pleasure anywhere outside their home country. Coverage includes
medical evacuation, repatriation, and your choice of deductibles and policy
limits.
Patriot Extreme® Travel Medical Insurance
Extreme athletics and adventure insurance
Patriot Extreme is designed for the adventurous International traveler.
Patriot Extreme provides benefits for those traveling abroad who also intend
to participate in a select group of athletic activities or extreme sports.
Patriot Executive® Travel Medical Insurance
Business traveler (annual coverage)
If you are an executive that travels frequently outside your country of
citizenship throughout the year, don't risk finding yourself ill or injured
in a foreign country. Make sure you have a plan that provides appropriate
medical coverage. Patriot Executive provides up to US$1,000,000 of medical
coverage for these individuals and their families.
Patriot Exchange ProgramSM Travel Medical Insurance
Cultural Exchange Student insurance plans
Designed for students studying abroad or participants of cultural exchange programs. Two plan options are available. Basic short term travel plan is an economical plan while the Standard short-term travel plan is designed to meet the U.S. visa travel insurance requirements. Plans are available in monthly increments and if a minimum of 3 months is purchased, coverage may be renewed (without break in coverage) for a total of 24 months.
Patriot T.R.I.P.SM
Travel Protection for trips up to 30 days
To help protect you from losing money you've spent on travel, there is Patriot
T.R.I.P. Patriot T.R.I.P. helps protect travelers who are unable to
travel or are interrupted during their covered trip due to circumstances
such as a sudden and unexpected illness or injury, death in the family,
jury duty, job layoff, terrorism or the bankruptcy of the tour operator,
cruise line or airline. Benefits also include coverage in the event of travel
and baggage delay, lost baggage, emergency medical expenses, emergency medical
evacuation and more.
Patriot T.R.I.P. EliteSM
First Class Travel Protection
To provide superior protection for a picture perfect vacation, there is
Patriot T.R.I.P. Elite, a premier travel insurance program. You expect top-notch
service if the unexpected should happen. Patriot T.R.I.P. Elite offers a
high level of benefits to travelers who need more coverage than provided
by the Patriot T.R.I.P. program. The Patriot T.R.I.P. Elite program increases
the benefit amount for emergency medical, emergency medical evacuation,
travel delay, baggage, trip interruption and adds a new benefit for violent
attacks. Make sure you have the premier protection you need with Patriot
T.R.I.P. Elite.
Patriot StudentSM T.R.I.P.
Student Travel Insurance Program
Patriot Student T.R.I.P. is a "budget conscious" travel insurance program
designed to provide important benefits to students for many of those unforeseen
circumstances that may force the cancellation or interruption of a covered
trip. This program also includes coverage for trip cancellation or interruption
travel and baggage delay, lost or stolen baggage, emergency medical expenses
and emergency medical evacuation.
Global Medical Insurance®
Individual & family (1 year or longer)
Global Medical Insurance is a long-term, annually renewable, U.S.-style
major medical insurance plan. There are three plan options available: Silver,
Gold and Platinum. The Silver and Gold plans provide US$5,000,000 of lifetime
coverage, while the Platinum plan provides US$8,000,000 of lifetime coverage.
Global Medical Insurance offers two areas of coverage to non-U.S. citizens
and to U.S. expatriates who want a quality medical insurance plan that will
respond to their medical needs anywhere in the world. The two areas of coverage
are for people needing coverage worldwide or worldwide excluding U.S./Canada.
GEOSM Group
Employer sponsored group insurance
GEO Group is one of the most comprehensive group hospital, surgical, medical
and life insurance programs in the world. This program is designed for employers
with employees who are either U.S. or Canadian citizens who reside abroad
and may return to the US or Canada temporarily (for less than 12 months),
or are overseas local and third country national employees. GEO Group allows
employers to carve out their International employees to provide them with
U.S.-style benefits and worldwide coverage. This program includes medical,
dental, life and indemnity benefits for these employees and their families.
Patriot Group Travel Medical Insurance®
5 or more individuals (5 days up to 1 year)
Patriot Group Travel Medical Insurance is designed for organizations who
have a group of 5 or more members that will be traveling together, and are
traveling to a destination that is not the home country of any of the traveling
members. Patriot Group Travel Medical Insurance provides the same benefits
as the individual Patriot Travel Medical Insurance but with a 10% discount
for applying as a group.
Sky RescueSM
Emergency Medical Evacuation
Sky Rescue provides emergency medical evacuation and scheduled coverage
for individuals under the age of 65 traveling outside their home country
for a minimum of three months. The plan may be purchased for three
months, six months or 12 months and can be rewritten for succeeding or subsequent
periods. New Deductible, Eligibility, Conditions of Coverage and Pre-Existing
Condition Exclusions will apply and a new application must also be completed.
Patriot Group Exchange ProgramSM Plan
Group cultural exchange student insurance plans
Designed for a group of students studying abroad or participants of a group cultural exchange program. Three plan options are available. Basic short term travel plan is an economical plan. Standard short-term travel plan is designed to meet the U.S. visa travel insurance requirements. Long-term annual plan has the flexibility to be tailored to meet specific needs of each program and can be renewed annually. Plans are available in monthly increments and if a minimum of 3 months is purchased, coverage may be renewed (without break in coverage) for a total of 24 months.
The information above is only a consolidated description of the current
International insurance products and trip cancellation plans available through
this web site. Please refer to the policy wording for the specific terms
and conditions of each plan concerning eligible benefits, limitations, eligibility
and exclusions. Policy wording is available upon request. Patriot Travel
Medical Insurance, Patriot Group Travel Medical Insurance, Patriot Extreme,
Patriot Executive, Sky Rescue, Global Medical Insurance, Geo Group and Exchange Program Plan are administered by International Medical
Group, Inc. and underwritten by Sirius International Insurance Corporation.
Patriot T.R.I.P. and Patriot Student T.R.I.P. and Patriot T.R.I.P. Elite
are private-label names for trip cancellation insurance and other travel
related benefits and services made available by membership in the National
Small Business Travel & Health Association. The program manager is iTravelInsured®,
a wholly-owned subsidiary of IMG. Patriot T.R.I.P. and Patriot Student T.R.I.P
plans are administered by iTravelInsured and underwritten and offered where
available by Sirius America Insurance Company, New York, NY 10036 (now know
as Delos Insurance) and NOVA Casualty Company, Buffalo, NY 14203. Patriot
T.R.I.P. Elite is administered by iTravelinsured and underwritten and offered
where available by Sirius America Insurance Company (now know as Delos Insurance)
or Sirius International Insurance Corporation. IMG, International Medical
Group, the IMG block design logo, Patriot T.R.I.P, Patriot T.R.I.P Elite,
Patriot Student T.R.I.P., Patriot Travel Medical Insurance, Patriot Extreme,
Global Medical Insurance, Patriot Executive, GEO
Group, Exchange Program, Sky Rescue and Patriot Group Travel Medical Insurance
are the trademarks, service marks and/or registered marks of International
Medical Group, Inc. © Copyright 2007 International Medical Group, Inc. All
Rights Reserved
